A financial plan is a written statement of your current financial condition, your future financial goals, a timeline for achieving those goals, and the steps you will take to get there.​

When preparing a financial plan we looking at our your entire financial picture and advise you on how to achieve your short-term and long-term financial goals. Our plans will cover topics specific to the needs of each client, such as:​

BASICS OF FINANCIAL PLANNING​

• Mastering financial, economic and cash flow/debt management concepts.​

INVESTMENT PLANNING​

• Building a portfolio, including different investment vehicles, diversification and risk management.​

RETIREMENT SAVINGS & INCOME PLANNING​

• Performing retirement needs analyses, evaluating retirement plans, and understanding Social Security, Medicare and Medicaid. ​

TAX & ESTATE PLANNING

• Understanding laws and management techniques around taxes, property transfer and estate planning.​

RISK MANAGEMENT & INSURANCE PLANNING​

• Evaluating risk and assessing different types of insurance, from healthcare to property to disability.​

PSYCHOLOGY OF FINANCIAL PLANNING​

• Address different behaviors related to the financial planning process.​